Bank of America Credit Card App – Bank of America has a lot of credit cards and they’re all great. You can apply for any of them online, but if you want to maximize your chances, then it’s important to know how many cards you’re eligible for before applying.
Bank of America Card Services
Bank of America offers a lot of credit cards, ranging from simple no-annual-fee cash back cards to premium travel cards that earn points in the bank’s own rewards program.
You can find what you’re looking for by using our card search tool or browsing through our list of best credit cards for different types of spending.
If there’s something specific that you’d like to know more about, don’t hesitate to send us an email at [email protected].
Bank of America Cash Rewards Credit Card
If you’re looking for a credit card that offers cash rewards and other perks, look no further than the Bank of America Cash Rewards Credit Card. This card has earned its popularity by offering an attractive sign-up bonus and attractive ongoing rewards program.
The main benefit of this card is its ability to earn up to 5% cash back on every purchase that you make with it. You can also earn 2% cash back in categories like gas stations and grocery stores, 1% at restaurants and bars, 1% on all other purchases (including airfare), and 0% on balance transfers made within 60 days of opening your account.
The Travel Rewards Credit Card from Bank of America offers even more benefits than the regular version does: Instead of getting 5%, 6%, or 7% back on everything in your monthly statement—depending upon which category you choose—you’ll get 10 percent back when you redeem points through their website or through one of their partners like British Airways or Marriott International Incorporated (which owns Starwood Hotels & Resorts Worldwide).
Bank of America Points For Travel
The sign-up bonuses on these cards are based on spending $500 in the first three months (on the cash back card) or $1,000 in the first 90 days (on the travel rewards card). You also need to have at least one other Bank of America credit or debit card opening in your account within a year of applying for this card.
If you do not spend enough money within those timeframes, then no bonus will be given out to you. However, if you meet all requirements above and there is still not enough information about how much money needs to be spent during that period so that we can calculate your exact earnings ratio percentage from what we already know about all accounts combined with some assumptions about how much spend was made during those months—then we will apply some reasonable assumptions which might help us come up with an estimate for what would happen if someone does qualify for such an offer but does not want it because they already had another offer with lower interest rates available under their current plan(s).
Bank of America Credit Card Bonus
If you spend more than $500 but less than $1,000 during the first three months of having your card, then the sign up bonus will be lowered. You will earn fewer points and get a worse card. To get the most out of your new credit card and its rewards program, it’s important to spend as much money as possible on your account within those first three months—and then maintain that spending over time by continuing to use it regularly.
Bank of America Has Another Rewards Program Called Keep The Change
If you’re already a Bank of America credit card holder, you may be eligible for the Keep the Change program. This is a rewards program that pays out cash back on purchases made with your debit card and tied to purchases made at grocery stores, drugstores and other retailers that accept Visa Checkout.
The amount of cash back varies based on which store you use for your purchase— typically $1 per dollar spent at grocery stores and drugstores; $5 per dollar spent in other retail locations (like department stores or restaurants). You’ll receive this money as soon as it’s deposited into your bank account by the retailer who accepted payment from your linked debit or check card.
In addition to these two cards mentioned above (the general purpose and business cards), there are also two more: the Choice Rewards Visa Signature Card ($0 annual fee) and The Cash Back Visa Signature ($0 annual fee). Both offer unlimited 1% cash back at U.S.-based gas stations & restaurants each quarter.*
There are a Lot of Good Reasons to Apply for a New Credit Card
There are a lot of good reasons to apply for a new credit card. For example, you can get a lower interest rate on your balances, build your credit history, earn rewards and much more.
- Get approved faster: If you have good or excellent credit scores (at least 750), then BofA will approve you faster than other banks.
- Low rates: Many banks offer special introductory rates on their products that last up to 12 months (or even longer). This means that if you don’t like the product after those months or want something better in general, then there’s no penalty fee!
How to Download the Bank of America App
Before I tell you more about the app, I’ll teach you first how to download the app so you can follow through with what I’m about to show you. If you are an Android phone user, launch the Google Play Store and search for the name of the app. iOS users can launch the Apple App Store instead.
For a long time, the only way to get credit cards was through banks or credit unions. Now you can use them in lots of different ways, including through apps on your phone or computer. There are also other benefits like fraud protection and travel insurance that make these cards really worth having. If you have bad credit or need help building it up, then Bank of America might be just what you need!